Real estate appraisal services for homeowners in the city of Wilmington and New Hanover County
Here are the top 7 reasons why North Carolina homeowners use Manning Holdings:
At Manning Holdings, we understand the special needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Manning Holdings, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.
Challenge Tax AssessmentLet's say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. An appraisal report from Manning Holdings is your number one weapon when challenging your property tax assessment.
Need to remove PMI?PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are experienced in helping homeowners just like you rid yourselves of unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. Manning Holdings can provide you with an expert appraisal that will help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesWould you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for accuracy? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Manning Holdings can help you with that. Even though most review work is commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.