Getting an appraisal from Manning HoldingsTo a lot of us, an appraisal is simply a line item on the settlement sheet for a home sale or refinance. The majority of lenders still want a local expert because the stakes are very high, even though there are a growing number of automated home valuation systems that might appear to be more economical than an appraisal. But is getting a mortgage the only reason to acquire an appraisal? Are there also instances when the services of a licensed, independent real estate professional might be helpful? You bet.
Appeal your tax assessment in New Hanover CountyIt's probable you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are based upon a past assessment of your real estate, so if values have gone down in your area, you can challenge your assessment and save money. When building your case, an appraisal from Manning Holdings is your best evidence. At Manning Holdings,we can assist you in appealing your tax assessment.
Let Manning Holdings help you do away with PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an additional insurance policy that almost all lenders ask home buyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the real estate. Since the extra payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.
Manning Holdings can produce a statement regarding the value of your home, and the expense of the home valuation can often be offset in a short amount of time because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Manning HoldingsA divorce is often complicated by the strenuous decision of who keeps the property, and it can be an especially traumatic occurrence for both parties. Regardless of the situation, it's prudent to get an appraisal from Manning Holdings so both parties are entirely aware of the true market value of their house.
If the parties want to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Settling an estate with peace of mindThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to take care of these affairs. And seeing that a home or other property often makes up an uneven share of the total estate value, understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.
Let Manning Holdings help you with relocating to or from New Hanover CountyWe are aware of the stress associated with an employee relocation. We take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed process, we recommend relocating employees to provide feedback on the positive attributes of their property, as well as information regarding any recent sales or listings in their area that they want considered.
Don't sell out short or keep your home on the market too long.Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision regarding your selling price. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to perform the appraisal report and not a percentage of the sales price.
We determine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.